Life Insurance Policies
in El Dorado, AR
Have Peace of Mind Your Family and Loved Ones are Cared For
Facing the loss of a loved one is devastating for a family. Having a plan in place that ensures your family can take care of your final expenses and ease their financial burden can provide peace of mind that they will be cared for.
McMullan Insurance understands the importance that security and planning plays in protecting our clients. Backed by over four decades of experience in the insurance industry, our independent agency helps our clients determine the right Life Insurance policy to protect your family's future.
Something as important as selecting the right life insurance shouldn't be left to chance. Our qualified agents work tirelessly to determine the right level of coverage that checks all the boxes, both in coverage and cost. Contact McMullan Insurance today at 870-862-7346 to start planning with our agents today!
Types of Life Insurance Policies
Term Life Insurance
As its name implies, a Term Life Insurance policy provides coverage for a determined amount of time at a fixed rate. Once the term expires, a new policy would have to be purchased or a new, often higher, premium would be established.
Universal Life Insurance
Universal Life Insurance policies are a form of permanent insurance that have flexible premiums, allowing the policy holder to adjust how much is paid in a year. Earnings vary based on the specifics of your policy, meaning some years they could earn more or less than a whole life policy.
Whole Life Insurance
Another permanent option, Whole Life insurance provides lifelong protection for the person insured and death benefit coverage. Whole Life policies also include a savings component that can accumulate steady cash value, and have a fixed premium.
Variable Universal Life Insurance
Variable Universal Life insurance is another permanent insurance option, but allows for flexible premiums. These policies also feature a built-in savings component that allows for investment of the cash value, with the possibility to produce greater returns.
Are looking for another type of insurance? Our agents are here to help! We provide expert guidance to help our clients find the right individual and family health insurance, life insurance, and Medicare coverages.